What is a Merchant Cash Advance (MCA)


At Capital Four Four, our Merchant Cash Advance is designed to give you access to the capital you need to expand your business, on your terms. It’s essentially an advance on your future sales or turnover, which means that you can repay the advance with a percentage of your daily card sales.

With our Merchant Cash Advance, you can choose the amount of cash you need and repay it effortlessly within 6 to 8 months. The only cost involved is a fixed fee that we add to the repayments, which makes it a flexible and cost-effective alternative to traditional loans.

Unlike traditional loans, our Merchant Cash Advance doesn’t have fixed monthly payments. Instead, your repayments are based on a percentage of your daily card sales, which means that you’ll repay more when your sales are high and less when things slow down. This makes it a more flexible option for small business owners who may experience fluctuations in cash flow.

At Capital Four Four, we’re committed to helping small businesses thrive. Our Merchant Cash Advance is just one of the ways we can help you achieve your goals and take your business to the next level.